How To Save Enough Money For An Early Retirement

Stop Smoking!

This one should be obvious for more reasons than saving money. It’s unhealthy, unsocial, expensive, and will slowly and painfully kill you. Each year, smokers spend thousands of dollars smoking and making themselves sick in the process.

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Cigarettes are the single biggest waste of money with no positive outcome for anyone. It is no longer cool, acceptable, or impressive. In fact, if you do it you probably won’t even have a retirement to enjoy because you’ll die at 50. Don’t do it.